APIs Will Decentralize CBDCs

APIs Will Decentralize CBDCs

(Charley/Flickr)

Carmelle Cadet is the founder and CEO of EMTECH, a fintech for central banks, and a former IBM Global Finance & Business Leader.   

According to , up to 80% of central banks are exploring the prospect of launching a central bank digital currency (CBDC). Furthermore, the Bank International Settlements (BIS) has essentially said ” and the International Monetary Fund (IMF) is now for a public/private model of CBDC implementation.  

The Brooking Institution’s on design choices for CBDCs shows how far the conversation has come since the start of the year. It’s time to explore what various stakeholders can expect from this transformation. What is their role or benefit in all of this? How might a centralized token help us to do everything we do today with money, and more? 

And let’s face it: How are they going to make money in this new world?

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